Go Digit Super Top-up Plan: Higher Cover At Low Premium

Why Choose Go Digit Super Top Up Plan

It is an extension of the best health insurance coverage for policyholders, but it can be purchased on its own without the assistance of a regular health insurance policy. In addition to being compensated for multiple claim settlement bills submitted within the policy term, it also comes into play if the medical bills reach a certain threshold amount. A policyholder's deductible limit determines the amount that is reimbursed for medical expenses after the deductible amount has been exceeded. At the time of a medical emergency, the GoDigit super top-up plan provides significant coverage with a high sum assured to policyholders. In order to understand GoDigit and their super top-up health insurance plans, let us look at some of their common features:

Senior citizens are covered at an affordable premium rate for health insurance.
Cashless claim benefits are available under this plan because it is linked to a wide network of hospitals.
As a result of the diagnosis of Coronavirus-19, it also covers medical expenses that may arise.
Section 80D of the Income Tax Act provides additional tax deduction benefits for policyholders.

Benefits of Go Digit Super Top-Up Plan

In the case of a claim settlement process, the customers can take advantage of the following benefits of the Go Digit super top-up health insurance coverage:

Those affected by the Coronavirus pandemic can benefit from this super top-up plan, which covers disease expenses caused by COVID-19.
The plan can be claimed multiple times in a policy year once the deductibles have been paid.
As for deductibles, there are options between Rs. 1 lakh and Rs. 5 lakh depending on the claim amount.
Under this super top-up health insurance plan by Go Digit, the patient is not restricted in choosing the room for treatment.
From the network hospitals of Go Digit health insurance providers, you can choose from a variety of options.
The internet makes it easy to purchase or renew health insurance policies.

Inclusions Under Go Digit Super Top-Up Plan

Ailments, accidents, or critical illnesses requiring inpatient treatment
Specialty, physician, nurse, surgeon, and anesthetist fees
Pathology, brain scans, and other necessary diagnostic procedures.
There will be a charge of 1% of the Sum Insured subject to a limit of Rs.5,000/- for road ambulances
Lines of treatment covered by AYUSH
Medical expenses can be covered by a lump sum after hospitalization when one is discharged
Trauma-related psychiatric illness coverage. Consultations in the OPD are not included
For obese patients with a BMI over 35, bariatric surgery may be recommended
Obtaining a second opinion
Donor of organs
Plan to cover the cost of infertility treatment

Exclusions of Go Digit Super Top-Up Plan

Expenses not covered by Digit Health super top-up policy include:

The waiting period does not apply to pre-existing diseases
An unrecommended hospitalization
Having an eating disorder, hormonal imbalance, or another treatable condition that causes obesity
Treatment in an outpatient department (OPD)
Expenses associated with prenatal and postnatal care

FAQ

What are the pros and cons of Digit super top-up health insurance?

You and your parents are covered for hospitalizations, psychiatric illnesses, and bariatric surgeries under this policy. The cost of treatment will no longer be a concern for you.

Are modern treatment expenses covered by Digit Super Top-up?

Yes, it is. There are 12 modern treatments covering up to 50% of the Sum Insured, such as robotic surgery, oral chemotherapy, immunotherapy, uterine artery embolization, etc.

What is the coverage for dental treatment under Digit Health Super Top-up?

It's not. In the event of an accident requiring hospitalisation, dental treatment is not covered.

Change-of-gender treatment expenses are covered by Digit Health Super Top-up?

Unfortunately, no. This policy does not cover gender change treatments.

Are cosmetic or plastic surgery expenses covered by Digit Health Super Top-up?

Unfortunately, no. This policy does not cover cosmetic or plastic surgery.