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Inclusions of plan |
Explanation |
Pre/Post hospitalisation |
Expenses incurred before and after hospitalization (90 days after and 60 days before) |
Policy term option |
A policy can be purchased for one, two, or three years |
Organ donation expenses |
The cost of organ donation is covered |
Bariatric surgery |
Coverage for bariatric surgery (after a waiting period of three years) |
Maternity cover |
The first 6 years of the child's life are covered by maternity and newborn baby insurance |
Ayurvedic treatment |
Homeopathic and Ayurvedic treatments are covered |
Cashless claims |
Approximately 5700 network hospitals across India provide cashless claims (subject to policy conditions) |
Ambulance charges |
Each policy year covers ambulance expenses up to Rs. 20000 |
Reimbursement |
Insured sum reinstituted |
Day care expenses |
Compensation is provided for all daycare expenses |
This policy offers a comprehensive range of benefits,
allowing you to cover larger expenses associated with illness and surgery. The
Health Guard plan from Bajaj Allianz caters to all of your health care
requirements.
The Healthguard has
been treated with anti-microbial, anti-bed bugs, anti-dust mites, and
anti-bacterial. Mites are driven away from treated areas by the treatment,
which acts as a repellent. As a result, yeast, mould, and bacteria are
inhibited from growing. In addition to being completely safe, odorless, and
non-irritating, Healthguard is also completely non-toxic.
A minimum age of 18 years and a maximum age of 65 years is
required. It is required that dependent children or grandchildren are between
the ages of three months and thirty years.
In the case of pre-existing diseases, waiting periods are as
follows:
A waiting period of 3 years is imposed on
pre-existing conditions under Health Guard Gold and 4 years is imposed on
existing conditions under Individual Platinum Plan.