Bajaj Allianz Health Infinity Plan: Get Unlimited Coverage

Why Choose Bajaj Allianz Health Infinity Plan

An exclusive health insurance plan by Bajaj Allianz is the Health Infinity Plan. Individuals and family members are protected from unforeseen circumstances with the Bajaj Allianz Health Infinity Plan. You and your family can enjoy comprehensive benefits through the Health Infinity Plan at competitive rates, and the eligibility criteria stipulate the proposer's minimum entry age is 18 years old and their maximum entry age is 65 years old. There are three lengths of policies available to Indian nationals: one year, two years, and three years.

As part of the Bajaj Allianz Health Infinity Plan, the insured will receive coverage for a variety of medical expenses, including daycare procedures, in-patient hospitalizations, pre-hospitalizations, post-hospitalizations, and road ambulance expenses. The plan offers the additional benefit of not requiring pre-policy medical tests up to the age of 45.

Features of Bajaj Allianz Health Infinity Plan

The following features and benefits can be considered by those considering buying Bajaj Allianz Health Infinity:

No cap on the sum insured with this indemnity health insurance plan
Per day room rent can be paid with health insurance
Co-payments are required
Prior to the issuance of the policy, there is no requirement to undergo a medical examination
With this policy, one can renew it for life
The benefits of this policy can be enjoyed by anyone with an existing health insurance policy after due allowances for the waiting period.
Depending on the policy, one can buy it for one year, two years, or three years
Under Section 80 D of the Internal Revenue Code, there is an income tax privilege

Inclusions Under Bajaj Allianz Health Infinity Plan

Inclusions of the plan	Explanation
Treatment requiring in-patient hospitalization	The Bajaj Allianz Health Infinity Plan Insurance Policy covers expenses related to the rent of the room, the costs of the ICU, nursing, surgical equipment, the expenses of the surgeon, anesthesiologist, medical practitioner, consultants, specialist fees, and for anesthesia, blood, oxygen, OT charges, and surgical appliances. It also covers medicine, drugs, and consumables associated with dialysis, chemotherapy, radiotherapy, and physiotherapy.
Coverage prior to hospitalization	A guaranteed amount of coverage is provided up to 60 days prior to hospitalization for medical expenses.
Coverage for post-hospitalization	Under the policy, medical expenses after hospitalization are covered for 90 days up to the maximum amount guaranteed.
Ambulance service on the road	A maximum of Rs 5000 will be reimbursed per treatment under the Bajaj Allianz Health Insurance Policy.
Procedures for daycare	There is coverage for the listed daycare procedures. Bajaj Allianz Health Infinity Plan members get free preventive health checks every three years after acquiring the plan. During the block of three years, a member in an individual policy can receive compensation up to Rs 5000/person.

Exclusions Under Bajaj Allianz Health Infinity Plan

Some diseases and conditions are not covered by the Bajaj Allianz Health Infinity Policy. The following are among them:
1. Health Infinity policyholders have a 36-month waiting period for pre-existing diseases.
2. A waiting period of 30 days
3. There are some diseases that can cause problems, such as gastrointestinal ulcers, internal and external tumors, cysts, cataracts, Parkinson's disease, Alzheimer's disease, and many other things.
4. Alcohol or drug-related illness or injury
5. Expenses incurred for diagnostic tests and treatments that are unrelated
6. Surgery to improve cosmetics or plastics
7. Treatment of dental problems, except when medically necessary.

FAQ

How long does Bajaj Allianz General Insurance's Health Infinity Policy last?

Depending on budget and other requirements, Bajaj Allianz General Insurance offers health insurance policies for one year, two years, or three years.

How long does Bajaj Allianz General Insurance's Hospital Cash Daily Allowance Policy last?

For policies with one-year terms as well as policies with terms of two or three years, premiums will be collected when the risk is initiated and when it is renewed.

In the Bajaj Allianz General Insurance Health Infinity Policy, what is covered for in-patient hospitalization expenses?

Under Bajaj Allianz General Insurance's Health Infinity Policy, the following expenses are covered:

As long as the room rent limit per day is chosen, expenses for room rent are allowed.
In the event that you are admitted to the intensive care unit, the company will cover your expenses as set forth by the hospital
Expenses for nursing
Doctors, surgeons, anaesthetists, and consultants' fees.
Medical expenses, such as blood, oxygen, anaesthesia, drugs, consumables, medicines, and surgical expenses, are included in these expenses.
Physiotherapy, radiotherapy, chemotherapy, dialysis, etc.
Expensive prosthetic devices implanted during surgery, such as pacemakers, vascular stents, orthopaedic implants, infrared cardiac valve replacements, etc.
Expenses associated with laboratory diagnostic tests, radiography, and other medical treatment prescribed by a medical provider.

Bajaj Allianz General Insurance offers a Health Infinity Policy that has waiting periods. What are they?

According to Bajaj Allianz General Insurance, the following waiting periods apply to the Health Infinity Policy:

A 36-month waiting period applies to pre-existing diseases
There is a 24-month waiting period for specific diseases
There is a 36-month waiting period for specific surgical procedures for specific illnesses. Fissures in the anus, cataracts, fibromyoma, etc., are some of these.

Under Bajaj Allianz's Health Infinity Policy, who can be covered?

It covers you, your legally married spouse, dependent children, and parents under the individual option of the Health Infinity Policy offered by Bajaj Allianz General Insurance.

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